Built to stay out of the way while everything else continues.
1% + ₦50 per transaction
Works with WooCommerce
A payment gateway. Built to accept and process payments in Nigeria. Nothing more.
Because the work should speak for itself.
Receive NGN payments through bank transfers.
Generate and send invoices to customers.
Create and manage event tickets.
Handle recurring membership payments.
Process rental payments and deposits.
Track payments and view transaction history.
A system that doesn't interrupt the moment.
For Nigerian businesses. Small or established. If you need to accept payments, this works.
Nothing to manage. Nothing to announce.
Competitive rates. Clear charges. No surprises.
per successful transaction
No setup fees. No monthly fees. Pay only for successful transactions.
The part you never have to think about.
Works with WooCommerce. Install the plugin and configure your API key.
Upload and activate. Works with WordPress 5.8+, WooCommerce 7.0+
Enter your API key to start accepting payments.
Choose who pays transaction fees.
Version 1.4.2 | Requires WordPress 5.8+, WooCommerce 7.0+
It takes a few minutes.
Register your business
Configure your settings
Use our API or hosted checkout page
Payments are verified automatically
Transactions are protected. Data is handled securely. That's it.
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See all FAQs including search for WordPress, API, and developer program topics.
CheckoutPay is a payment gateway built for Nigerian businesses that need to accept NGN online payments—especially bank transfers—with reliable matching, virtual accounts, and clear fees. It suits e-commerce, SaaS, services, events, and any merchant selling in Naira.
When a customer pays to your assigned virtual account or reference, CheckoutPay reconciles the incoming transfer against the open payment. Successful matches update order or invoice status and fire webhooks to your store or app automatically.
Pricing is transparent: typically 1% plus ₦50 per successful transaction with no setup or monthly fees on standard pay-as-you-go. See https://www.check-outnow.com/pricing for current rates.
Confirmed payments credit your CheckoutPay business balance according to your account rules and risk profile. You can withdraw to Nigerian bank accounts from the business dashboard when funds are available.
Merchants register a business profile and complete verification (KYC) as required for compliance. The platform is designed for legitimate Nigerian and Nigeria-facing businesses accepting local bank payments.
Your business dashboard can manage websites, API keys, and products under one verified business. For separate legal entities or accounting, create additional business accounts.
CheckoutPay focuses on affordable bank-transfer-first checkout, transparent fees, and tools like WhatsApp Wallet and a developer revenue-share program. The best choice depends on your stack, volume, and whether you need our specific integrations.
Create a business account at https://www.check-outnow.com/dashboard/register, complete verification, add your website or integration (API, WooCommerce plugin, or hosted checkout), and go live with production API keys.